/* ============================================
   FINSIGHT LANDING PAGE — Theme CSS
   Dark editorial palette, amber accents
   ============================================ */

/* === RESET & BASE === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --black:      #0f0f12;
  --dark-card:  #1c1c22;
  --dark-border:#2a2a33;
  --amber:      #e8a838;
  --amber-dim:  #c48f2f;
  --amber-glow: rgba(232,168,56,0.15);
  --cream:      #f5f4f0;
  --cream-dim:  #b8b7b1;
  --white:      #ffffff;

  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans:  'DM Sans', system-ui, sans-serif;

  --max-w: 1160px;
  --pad-x: clamp(20px, 5vw, 80px);
}

html {
  scroll-behavior: smooth;
  background: var(--black);
  color: var(--cream);
  font-family: var(--font-sans);
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

body {
  overflow-x: hidden;
}

img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
em { font-style: italic; color: var(--amber); }

/* === TYPOGRAPHY === */
.section-eyebrow {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 14px;
}
.section-eyebrow.centered { text-align: center; }

h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 600;
  line-height: 1.2;
  color: var(--white);
  margin-bottom: 20px;
}
.section-title.centered { text-align: center; }

/* === HEADER === */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(15,15,18,0.85);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--dark-border);
}
.header-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--pad-x);
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.logo {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.02em;
}
.nav { display: flex; gap: 32px; align-items: center; }
.nav a {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--cream-dim);
  transition: color 0.2s;
}
.nav a:hover { color: var(--white); }

/* === HERO === */
.hero {
  padding: clamp(60px, 10vw, 120px) var(--pad-x);
  background: var(--black);
  border-bottom: 1px solid var(--dark-border);
}
.hero-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-eyebrow {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 18px;
}
.hero-headline {
  font-family: var(--font-serif);
  font-size: clamp(2.2rem, 4.5vw, 3.8rem);
  font-weight: 700;
  line-height: 1.1;
  color: var(--white);
  margin-bottom: 20px;
}
.hero-headline em {
  font-style: italic;
  color: var(--amber);
}
.hero-sub {
  font-size: 1rem;
  line-height: 1.65;
  color: var(--cream-dim);
  margin-bottom: 32px;
}
.hero-cta-group { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }

/* === BUTTONS === */
.btn-primary {
  display: inline-block;
  background: var(--amber);
  color: var(--black);
  font-family: var(--font-sans);
  font-size: 0.9rem;
  font-weight: 600;
  padding: 12px 28px;
  border-radius: 6px;
  transition: background 0.2s, transform 0.15s;
  cursor: pointer;
}
.btn-primary:hover { background: var(--amber-dim); transform: translateY(-1px); }
.btn-primary.btn-large { font-size: 1rem; padding: 15px 36px; border-radius: 8px; }

.btn-ghost {
  display: inline-block;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--cream-dim);
  padding: 12px 4px;
  border-bottom: 1px solid transparent;
  transition: color 0.2s, border-color 0.2s;
}
.btn-ghost:hover { color: var(--white); border-color: var(--amber); }

/* === STAT CARDS === */
.hero-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.stat-card {
  background: var(--dark-card);
  border: 1px solid var(--dark-border);
  border-radius: 12px;
  padding: 24px;
  position: relative;
  overflow: hidden;
}
.stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--amber), transparent);
  opacity: 0.6;
}
.stat-card.highlight {
  border-color: var(--amber);
  background: linear-gradient(135deg, var(--dark-card), rgba(232,168,56,0.06));
}
.stat-label {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 10px;
}
.stat-value {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-note {
  font-size: 0.78rem;
  color: var(--cream-dim);
  line-height: 1.4;
}

/* === MARKET ROW === */
.market-row {
  padding: clamp(60px, 8vw, 100px) var(--pad-x);
  background: var(--dark-card);
  border-bottom: 1px solid var(--dark-border);
}
.market-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.market-text p {
  font-size: 1rem;
  line-height: 1.7;
  color: var(--cream-dim);
  margin-bottom: 16px;
}
.market-text h2 em { font-style: italic; color: var(--amber); }

/* === PIPELINE VISUAL === */
.pipeline-visual {
  background: var(--black);
  border: 1px solid var(--dark-border);
  border-radius: 16px;
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.pipeline-step {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px solid var(--dark-border);
}
.pipeline-step:last-child { border-bottom: none; }
.pipeline-arrow {
  display: flex;
  justify-content: center;
  padding: 4px 0;
  opacity: 0.5;
}
.step-icon {
  width: 44px;
  height: 44px;
  background: var(--dark-card);
  border: 1px solid var(--dark-border);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.step-body { flex: 1; }
.step-title { font-size: 0.85rem; font-weight: 600; color: var(--white); margin-bottom: 3px; }
.step-desc { font-size: 0.78rem; color: var(--cream-dim); font-style: italic; }

/* === VERTICALS === */
.verticals-section {
  padding: clamp(60px, 8vw, 100px) var(--pad-x);
  background: var(--black);
  border-bottom: 1px solid var(--dark-border);
}
.section-inner { max-width: var(--max-w); margin: 0 auto; }
.verticals-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 48px;
}
.vertical-card {
  background: var(--dark-card);
  border: 1px solid var(--dark-border);
  border-radius: 16px;
  padding: 28px 24px;
  transition: border-color 0.2s, transform 0.2s;
}
.vertical-card:hover { border-color: var(--amber); transform: translateY(-3px); }
.vertical-icon { margin-bottom: 16px; }
.vertical-name {
  font-family: var(--font-serif);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 6px;
}
.vertical-tag {
  font-size: 0.78rem;
  color: var(--amber);
  font-weight: 500;
  margin-bottom: 10px;
}
.vertical-comm {
  font-size: 0.82rem;
  color: var(--cream-dim);
  margin-bottom: 16px;
}
.vertical-link {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--amber);
  transition: opacity 0.2s;
}
.vertical-link:hover { opacity: 0.7; }
.vertical-link.muted {
  color: var(--cream-dim);
  font-weight: 400;
  font-style: italic;
}

/* === INSIGHT SECTION === */
.insight-section {
  padding: clamp(60px, 8vw, 100px) var(--pad-x);
  background: var(--dark-card);
  border-bottom: 1px solid var(--dark-border);
}
.insight-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.insight-left p { font-size: 0.95rem; line-height: 1.7; color: var(--cream-dim); margin-bottom: 16px; }
.insight-para { margin-top: 20px; font-style: italic; }

.weak-list {
  list-style: none;
  margin: 20px 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.weak-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--cream-dim);
  line-height: 1.5;
}
.weak-list svg { flex-shrink: 0; margin-top: 2px; }

.insight-tech { margin-top: 28px; }
.tech-label { font-size: 0.78rem; color: var(--cream-dim); margin-bottom: 12px; font-weight: 500; }
.tech-tags { display: flex; flex-wrap: wrap; gap: 10px; }
.tech-tag {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--amber);
  background: var(--amber-glow);
  border: 1px solid rgba(232,168,56,0.3);
  padding: 5px 12px;
  border-radius: 20px;
}

/* === CITATION CARD === */
.citation-card {
  background: var(--black);
  border: 1px solid var(--dark-border);
  border-radius: 16px;
  overflow: hidden;
  margin-bottom: 24px;
}
.citation-header {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--cream-dim);
  padding: 16px 20px;
  border-bottom: 1px solid var(--dark-border);
}
.citation-body { padding: 18px 20px; border-bottom: 1px solid var(--dark-border); }
.citation-body:last-child { border-bottom: none; }
.ai-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--amber);
  background: var(--amber-glow);
  padding: 4px 10px;
  border-radius: 20px;
  margin-bottom: 10px;
}
.citation-text {
  font-size: 0.85rem;
  line-height: 1.6;
  color: var(--cream-dim);
  font-style: italic;
  margin-bottom: 8px;
}
.cite-highlight { color: var(--amber); font-style: normal; }
.citation-source { font-size: 0.72rem; color: var(--cream-dim); opacity: 0.6; }

/* === COMPARISON BARS === */
.comparison-grid {
  background: var(--black);
  border: 1px solid var(--dark-border);
  border-radius: 16px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.compare-item {}
.compare-label { font-size: 0.78rem; color: var(--cream-dim); margin-bottom: 8px; font-weight: 500; }
.compare-bar { height: 6px; background: var(--dark-border); border-radius: 3px; margin-bottom: 6px; overflow: hidden; }
.bar-fill { height: 100%; border-radius: 3px; background: var(--amber); }
.bar-60 { width: 60%; }
.bar-full { width: 100%; }
.compare-val { font-size: 0.82rem; font-weight: 600; color: var(--white); }

/* === PROCESS === */
.process-section {
  padding: clamp(60px, 8vw, 100px) var(--pad-x);
  background: var(--black);
  border-bottom: 1px solid var(--dark-border);
}
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.process-step {
  background: var(--dark-card);
  border: 1px solid var(--dark-border);
  border-radius: 16px;
  padding: 28px 24px;
}
.step-num {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--dark-border);
  line-height: 1;
  margin-bottom: 16px;
}
.step-head {
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 12px;
}
.step-body { font-size: 0.88rem; color: var(--cream-dim); line-height: 1.65; }

/* === CLOSING === */
.closing-section {
  padding: clamp(80px, 12vw, 140px) var(--pad-x);
  background: var(--black);
  text-align: center;
  border-bottom: 1px solid var(--dark-border);
}
.closing-inner { max-width: 800px; margin: 0 auto; }
.closing-headline {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 24px;
}
.closing-headline em { font-style: italic; color: var(--amber); }
.closing-sub {
  font-size: 1rem;
  color: var(--cream-dim);
  line-height: 1.6;
  margin-bottom: 36px;
}
.closing-sub strong { color: var(--cream); }
.closing-cta { margin-bottom: 40px; }
.closing-meta {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
}
.meta-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  color: var(--cream-dim);
}

/* === FOOTER === */
.site-footer {
  padding: 32px var(--pad-x);
  background: var(--dark-card);
  border-top: 1px solid var(--dark-border);
}
.footer-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.footer-logo {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 4px;
}
.footer-tagline { font-size: 0.8rem; color: var(--cream-dim); }
.footer-note {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  color: var(--cream-dim);
  max-width: 460px;
  line-height: 1.5;
}

/* === RESPONSIVE === */
@media (max-width: 1024px) {
  .hero-inner, .market-inner, .insight-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-stats { grid-template-columns: repeat(2, 1fr); }
  .verticals-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
}

/* === COMPARISON PAGE === */
.cmp-hero {
  padding: clamp(60px, 8vw, 100px) var(--pad-x) clamp(50px, 6vw, 80px);
  background: var(--black);
  border-bottom: 1px solid var(--dark-border);
  text-align: center;
}
.cmp-hero-inner { max-width: 760px; margin: 0 auto; }
.cmp-headline {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 20px;
}
.cmp-headline em { font-style: italic; color: var(--amber); }
.cmp-sub {
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--cream-dim);
  margin-bottom: 40px;
}
.cmp-stats-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  background: var(--dark-card);
  border: 1px solid var(--dark-border);
  border-radius: 14px;
  padding: 24px 32px;
  flex-wrap: wrap;
}
.cmp-stat { text-align: center; padding: 0 28px; }
.cmp-stat-val {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 4px;
}
.cmp-stat-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--amber);
}
.cmp-stat-sep {
  width: 1px;
  height: 40px;
  background: var(--dark-border);
}

/* Lenders grid */
.cmp-lenders-section {
  padding: clamp(50px, 6vw, 80px) var(--pad-x);
  background: var(--dark-card);
  border-bottom: 1px solid var(--dark-border);
}
.cmp-section-title {
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 600;
  color: var(--white);
  margin-bottom: 8px;
}
.cmp-lenders-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 32px;
}
.cmp-lender-card {
  background: var(--black);
  border: 1px solid var(--dark-border);
  border-radius: 16px;
  padding: 28px 24px;
  position: relative;
  transition: border-color 0.2s, transform 0.2s;
}
.cmp-lender-card:hover { border-color: var(--amber); transform: translateY(-2px); }
.cmp-lender-card.featured { border-color: rgba(232,168,56,0.5); }
.cmp-card-badge {
  position: absolute;
  top: -1px; right: 20px;
  background: var(--amber);
  color: var(--black);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 0 0 8px 8px;
}
.cmp-card-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 24px;
}
.cmp-card-logo {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--dark-card);
  border: 1px solid var(--dark-border);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.cmp-logo-placeholder {
  font-family: var(--font-serif);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--amber);
}
.cmp-card-name {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--white);
}
.cmp-card-tagline { font-size: 0.78rem; color: var(--cream-dim); margin-top: 3px; }

.cmp-card-rates {
  border: 1px solid var(--dark-border);
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 16px;
}
.cmp-rate-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 16px;
  border-bottom: 1px solid var(--dark-border);
}
.cmp-rate-row:last-child { border-bottom: none; }
.cmp-rate-label { font-size: 0.78rem; color: var(--cream-dim); }
.cmp-rate-val { font-size: 0.88rem; font-weight: 600; color: var(--white); }
.cmp-rate-val.rate-good { color: #4ade80; }

.cmp-card-usp {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.8rem;
  color: var(--cream-dim);
  margin-bottom: 20px;
  line-height: 1.5;
}
.cmp-card-usp svg { flex-shrink: 0; margin-top: 2px; }

.cmp-card-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.cmp-cta-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
}
.cmp-ghost-link {
  text-align: center;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--cream-dim);
  transition: color 0.2s;
}
.cmp-ghost-link:hover { color: var(--white); }

.cmp-card-affiliate-note {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.68rem;
  color: var(--cream-dim);
  opacity: 0.6;
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--dark-border);
}

/* Rate table */
.cmp-table-section {
  padding: clamp(50px, 6vw, 80px) var(--pad-x);
  background: var(--black);
  border-bottom: 1px solid var(--dark-border);
}
.cmp-table-intro {
  font-size: 0.9rem;
  color: var(--cream-dim);
  margin-bottom: 28px;
  margin-top: 8px;
}
.cmp-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.cmp-table {
  width: 100%;
  border-collapse: collapse;
  border: 1px solid var(--dark-border);
  border-radius: 12px;
  overflow: hidden;
}
.cmp-table thead { background: var(--dark-card); }
.cmp-table th {
  padding: 14px 16px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--amber);
  text-align: left;
  border-bottom: 1px solid var(--dark-border);
}
.cmp-table tbody tr {
  border-bottom: 1px solid rgba(42,42,51,0.6);
  transition: background 0.15s;
}
.cmp-table tbody tr:last-child { border-bottom: none; }
.cmp-table tbody tr:hover { background: var(--dark-card); }
.cmp-table tbody tr.featured-row { background: rgba(232,168,56,0.04); }
.cmp-table tbody tr.featured-row:hover { background: rgba(232,168,56,0.07); }
.cmp-table td {
  padding: 14px 16px;
  font-size: 0.88rem;
  color: var(--cream-dim);
  vertical-align: middle;
}
.td-lender { color: var(--white); }
.td-lender-name { font-weight: 600; margin-bottom: 3px; }
.td-badge {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--black);
  background: var(--amber);
  padding: 2px 8px;
  border-radius: 10px;
}
.td-rate { font-weight: 600; color: var(--white); font-size: 0.9rem; }
.td-amount {}
.td-term { font-size: 0.82rem; }
.td-label { font-size: 0.82rem; color: var(--cream-dim); }
.td-cta {}
.cmp-table-btn {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--amber);
  border: 1px solid rgba(232,168,56,0.4);
  padding: 6px 14px;
  border-radius: 6px;
  transition: background 0.2s, border-color 0.2s;
}
.cmp-table-btn:hover { background: var(--amber-glow); border-color: var(--amber); }
.cmp-table-disclaimer {
  font-size: 0.75rem;
  color: var(--cream-dim);
  opacity: 0.6;
  margin-top: 16px;
  line-height: 1.5;
}

/* FAQ */
.cmp-faq-section {
  padding: clamp(50px, 6vw, 80px) var(--pad-x);
  background: var(--dark-card);
  border-bottom: 1px solid var(--dark-border);
}
.cmp-faq-header { margin-bottom: 40px; }
.cmp-faq-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--dark-border);
  border-radius: 14px;
  overflow: hidden;
}
.cmp-faq-item { border-bottom: 1px solid var(--dark-border); }
.cmp-faq-item:last-child { border-bottom: none; }
.cmp-faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 20px 24px;
  background: var(--black);
  border: none;
  cursor: pointer;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--white);
  text-align: left;
  transition: background 0.15s;
}
.cmp-faq-question:hover { background: var(--dark-card); }
.cmp-faq-question span { flex: 1; }
.faq-chevron {
  flex-shrink: 0;
  color: var(--amber);
  transition: transform 0.25s ease;
}
.cmp-faq-item.open .faq-chevron { transform: rotate(180deg); }
.cmp-faq-answer {
  display: none;
  background: var(--black);
  padding: 0 24px 20px;
}
.cmp-faq-item.open .cmp-faq-answer { display: block; }
.cmp-faq-answer p {
  font-size: 0.92rem;
  line-height: 1.7;
  color: var(--cream-dim);
  padding-top: 4px;
}

/* CTA Banner */
.cmp-cta-section {
  padding: clamp(60px, 8vw, 100px) var(--pad-x);
  background: var(--black);
  text-align: center;
  border-bottom: 1px solid var(--dark-border);
}
.cmp-cta-inner { max-width: 600px; margin: 0 auto; }
.cmp-cta-headline {
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 16px;
}
.cmp-cta-sub {
  font-size: 1rem;
  color: var(--cream-dim);
  line-height: 1.6;
  margin-bottom: 32px;
}

/* Responsive */
@media (max-width: 1024px) {
  .cmp-stats-row { gap: 0; }
  .cmp-stat { padding: 0 16px; }
  .cmp-lenders-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .cmp-stats-row { flex-direction: column; gap: 16px; }
  .cmp-stat-sep { display: none; }
  .cmp-lenders-grid { grid-template-columns: 1fr; }
  .cmp-table th, .cmp-table td { padding: 10px 12px; }
  .cmp-table th:nth-child(n+4), .cmp-table td:nth-child(n+4) { display: none; }
}
@media (max-width: 640px) {
  .hero-stats { grid-template-columns: 1fr; }
  .verticals-grid { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr; }
  .nav a:not(:last-child) { display: none; }
  .closing-meta { flex-direction: column; align-items: center; gap: 16px; }
  .footer-inner { flex-direction: column; align-items: flex-start; }
}